Hello! My name is Divina, and I’m a twenty-something shopaholic in $40,000 in debt and with zero assets. This is not the story I imagined myself living in my late 20s, yet here I am.

This is not the story I want for myself, but it is my current reality. 

But one thing I am hopeful for is change, using the wisdom of my past mistakes to move forward with my life. 

I can go on and on about the choices I’ve made, external circumstances I’ve faced, and barriers I’ve experienced due to my race, sex, and socioeconomic status (which I will share at some point). Still, the only thing that keeps me going is believing I have some control I can exert on my life starting today.

I’ve been thinking about what I want to accomplish for myself and realized that achieving those goals requires a day-by-day commitment to myself. 

This is an act of self-love and self-preservation. Of forgiveness and self acountability. Today is the day I’ve decided I want more for myself than be saddled with debt and feeling stuck in a loop of self-loathing. 

I don’t anticipate any of this will be easy, and I don’t anticipate my blog being groundbreaking. But I hope this is an honest account of my journey to financial freedom and may help another twenty-something or be a cautionary tale. 

Hope to see ya on the other side where I start eliminating my debt and living my life in a more sustainable way!

With lots of love,

Divina